Everything You Need for Seamless Transactions
MerxPay offers fast payments, seamless currency exchange, robust security, and multi-platform integration — all tailored for your marketplace needs.

Support of Multiple Payment Methods
Credit/debit cards, mobile money, bank transfers, and digital wallets

Customer Funds Protection Against Scammers
An escrow system to protect funds until a product or service is delivered

Escrow Release Mechanism
Funds are held until the buyer confirms delivery

Automated Dispute Resolution
A backend system tracks and resolves disputes automatically

Micro-Savings Account for Buyers
Enables users to save money for future purchases within MerxPay

Peer-to-Peer Micro Loans
Allows users to issue or request small loans directly

Currency Exchange
Support multi-currency transactions with real-time conversion

Instant Transfer System
Enable real-time money transfers between users

AI-Powered Spending Analytics
Track spending patterns and provide financial insights

MerxPay Reward System
Reward users with points for frequent purchases and responsible saving